Holiday budget planning

Know what the holiday really costs

Bring bookings, everyday spending and shared expenses into one trip budget. A clear plan makes it easier to decide where to spend and avoids an unpleasant total after you return.

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Separate fixed and flexible costs

Start with transport, accommodation and prepaid bookings. Then set realistic amounts for food, local travel, activities, shopping and a contingency.

Use the same currency consistently

Choose a home currency for the overall budget and record local spending as you go. Treat exchange rates as estimates so small movements do not create a false sense of precision.

Review during the trip

Compare actual spending with the plan after the first few days. A small adjustment early is easier than discovering the overspend on the journey home.